Health insurance for foreign employees

Most foreign employees who temporarily come to the Netherlands to work, must take out Dutch health insurance. As a specialist health insurer, HollandZorg offers temporary health insurance plans especially for international workers. If you take out health insurance for your foreign employee through HollandZorg, both you and your employee will enjoy the benefits.

Benefits for you, the employer

  • Simple administration via our business portal
  • Online registration and deregistration of employees
  • Digital EHIC and policy document for your employee in My HollandZorg
  • Digital monthly invoicing

Benefits for your foreign employee

  • Compliance with Dutch insurance law
  • Excellent health insurance at a competitive premium
  • Automatic premium payments via salary
  • Communication in English and Dutch, documents in multiple languages

Compulsory basic health insurance: Flexpolis

The Flexpolis basic insurance policy is compulsory in the Netherlands. Basic health insurance gives insured the right to basic healthcare, such as general practitioner visits, hospitalisation and emergency care.

Supplementary insurance: Flexpolis No Risk I and No Risk II

With supplementary insurance, your foreign employees are entitled to additional reimbursements that are particularly interesting to them, but which are not reimbursed under the compulsory basic plan. The reimbursements of our supplementary insurances are listed below:

Reimbursement HollandZorg
No Risk I 2025 No Risk II 2025
Compulsory excess  (€ 385)
 100%

Emergency dental treatment in the Netherlands
   maximum of € 200 per calender year
Worldwide repatriation (transport home) when medically necessary
   100%
Worldwide repatriation (transport home) in the event of death
   100%, if coordinated by the Emergency Centre
Reimbursement of statutory personal contribution for medicines of € 250   100%

For more information, please view our reimbursement pages or read our insurance conditions.

Premium payments

You and the foreign employee will agree that the health insurance premium will be deducted from the salary, regardless of whether they only work for you for a day, a week or a number of months. The administration is conveniently arranged via our business portal. Your employees' premiums are payable to HollandZorg in retrospect, on a monthly basis. To that end, we will send you a digital invoice.

Interested in the HollandZorg Flexpolis health insurance?

Ask for a no-obligation proposal online, or contact us for more information. Call +31 (0)570 687 120 or use the online contact form.

Ask for a proposal