Statutory personal contribution for health insurance Netherlands
Some of the healthcare provided in the Netherlands is subject to a statutory personal contribution or maximum reimbursement. If this affects the type of healthcare you received, you will have to pay some of the medical costs yourself, on top of your premium. Which care is affected and how much you have to pay is decided by the Dutch government The amount is the same for everyone. With a supplementary insurance of HollandZorg, you may be able to claim (some of) the personal contribution costs back.
You'll find more information in our insurance conditions.Below are a number of examples of healthcare that is subject to a statutory contribution in 2025:
Statutory personal contribution for medical aids
A number of medical aids are subject to a statutory personal contribution. You pay this personal contribution to the supplier of the medical aid. Read the Medical Aids Regulations (in Dutch) to find out whether or not your medical aid is subject to a personal contribution.
Statutory personal contribution for maternity care
In 2025, maternity care at home is subject to a statutory personal contribution of € 5,40 per hour. There is also a personal contribution of € 21,50 a day for mother and for child (€ 43 total) for maternity care in a hospital or institution, if such stays are not medically required. If the rate of the institution is higher than € 152 per day, the difference will be payable by you too.
Statutory personal contribution for transport
In 2025, seated patient transport is subject to a statutory personal contribution of € 126 per person per calendar year. This is the use of public transport, your own transport and transport by taxi together.