Obstetric care

Obstetric care is care that obstetricians generally provide. You and your baby may receive this care before, during and after childbirth. 

Find out more about pregnancy and birth in the Netherlands here.

Reimbursements for obstetric care

Obstetric care includes information and advice about prenatal screening during pregnancy (counselling). The object of prenatal screening is to identify congenital anomalies

Reimbursements under public health insurance plan

With HollandZorg basic healthcare insurance, you qualify for reimbursement of the costs of obstetric care. Under our supplementary insurances Plus and Top you are entitled to reimbursement of a part of your statutory personal contribution in case of a delivery without indication in a hospital or in a contracted birth centre.

Public health insurance  Reimbursement 
HollandZorg public healthcare insurance
 100%
Supplementary insurance  Reimbursement 
Start  none
Extra
 none
Plus
 statutory personal contribution: 60%
Top
 statutory personal contribution: 60%
No Risk I
 none
 No Risk II none

Statutory personal contribution

If you give birth in a hospital or birth centre without a medical indication, you will have to pay a personal contribution of € 20,- per day for you as the mother, and € 20,- for your baby. You will also pay any costs for the birth room above € 143,- per day. 

Compulsory excess

The costs of obstetric care do not count towards your compulsory excess. The compulsory excess does include:

  • the cost of laboratory testing in a hospital or independent laboratory at the request of an obstetric care provider
  • the cost of the NIPT
  • indirect costs, such as medicine and transport costs

Who may provide this type of care?

You will be able to use the following care providers for obstetric care:

  • obstetricians
  • general practitioners
  • hospitals
  • a birth centre
  • a birth care organisation which has been contracted for this purpose by us
  • an echoscopic centre (only for an echoscopic examinations)

Coverage of an interpreter

Pregnant women who do not speak sufficient Dutch are eligible for coverage of the costs of an interpreter. It's important for the mother-to-be to fully understand the information given by the obstetrician and the maternity care provider, and that she has the opportunity to ask questions. An interpreter can help out. The obstetrician or maternity care provider will determine whether there is a need for an interpreter. If so, they will organise a professional interpreter. For this, they will be reimbursed.

Please note:

The information on this page is a brief outline of the reimbursements. No rights can be derived from this page. You can only derive rights from our insurance conditions 2025.

Your health insurance

In My HollandZorg you will find all information about your health insurance policy. 

Maximum rates for a non-contracted care provider

Have you chosen a healthcare provider with whom we have no contract? Then, we will reimburse according to our maximum rates for 2025. If the rate invoiced by the non-contracted care provider is higher than our maximum rates, you will have to pay the difference yourself. You will be able to find contracted care providers with our Care finder.

Reimbursements, conditions and regulations 2024